Financial literacy for the next generation

A better place to
begin investing.

Understand markets through experience. Build a virtual portfolio, make your own decisions, and learn what happens next.

Virtual money. Simulated markets. A real opportunity to learn.

Investing LabPractice portfolio

Your virtual starting balance

$10,000.00
Illustrative market pathPrices can rise or fall
Example allocation
World Stock Fund60%
Government Bond Fund25%
Available cash15%
$10,000in virtual starting cash
5investments to explore
12simulated market months
Learn by doing

From curiosity to a first portfolio.

Read the guide
01

Explore your options.

Compare funds, fictional companies, and gold. Understand the different roles they can play in a portfolio.

02

Make a decision.

Buy and sell with virtual cash. Find out how your choices change your holdings and available balance.

03

Follow the market.

Move through monthly events, review your results, and reset whenever you want to try another approach.

The purpose behind the project

Financial understanding
should start earlier.

Alex KhouryFounder, FinSmart Lab

“The tools that exist were not built for us.”

FinSmart began with Alex’s experience of learning to invest as a teenager, and a belief that clear financial education should be accessible to every young person.

Read the story behind FinSmart
The FinSmart journal

Ideas worth understanding.

Explore all 8 articles
Your next step

Put your understanding into practice.

Start with a blank portfolio and $10,000 in virtual cash. No investing experience required.

Open the investing lab